Individuals and Families
Health Insurance for Individuals and Families | Dear Health Insurance
When it comes to your own or your family’s health insurance needs, no one knows this better than you do! Whether you are a single adult looking for a plan that will not cost you an arm and a leg or a large family hoping to find health insurance that covers your needs, Jason Dear Health Insurance Solutions can help you. There are lots of things to consider and even more to learn when you are trying to choose health insurance, and it can be overwhelming to sit down and blindly pick a plan when none of it even seems to make sense. This is where Jason comes in. Rather than you ending up with a health insurance plan that covers far more than you need it to or one that does not cover what you expected, contact Jason Dear today to get started.
Direct Primary Care & High Deductible Plans
Direct primary care providers offer a type of membership access to their medical practice. Typically, these providers will not take typical insurance, and you instead pay a fixed annual fee and additional, smaller fees for services you use over the year. It is becoming common for direct primary care providers to have a contract or annual membership cost and also bill your insurance. Jason can help find you the best option if a direct primary care provider is the route you are wanting to take.
While DPCs are becoming more comon, it is worth noting that this plan could have you paying premiums and co-pay benefits that might not be able to be used with your DPC. This is why it is worth considering a High Deductible Health Insurance Plan. which means you pay little to nothing for smaller expenses that would often be handled by your DPC but still get to see the provider you prefer.This type of plan will pay very little or nothing for smaller expenses that would be more commonly handled by your Direct Primary Care Doctor. This way you get the care you want with the provider you prefer, but don’t double pay with extra insurance.
Private Health Insurance
There are healthcare options offered to you outside of the state database (healthcare.gov). In general, private health insurance plans offer you more customization and potentially lower costs, but often with added risk. Private health insurance is sometimes referred to as “alternative coverage” because there are so many different categories including supplemental plans, short term plans, and more. Private health insurance can be a great option to consider for families looking for lower-cost options. Jason works with a few private providers to find the best plan for you.
Additional Services
In addition to Private Health Insurance, Direct Primary Care providers, and High Deductible Health Insurance plans, Jason also offers table service for the healthcare.gov marketplace. He comes to you, helps you get all the information correct, and advises you on making a good choice for the best option. He can also help you get started with a Health Spending Account (HSA).
Individuals & Families
From setting up your Health Spending Account (HSA) to finding the best plan from the top providers, we can help you make sure that you are covered.
Small Businesses
Jason Dear works with a variety of major providers to ensure that you and your employees have access to the best coverage.
Self Employed
When you work for yourself, there can be a lot of things to consider, including who will provide your health insurance! Jason Dear can help you find what works for you.
Seniors
As you get older, your healthcare needs and benefits may change. Jason Dear works with you and your individual needs so that you are able to get the healthcare you deserve.